Graduate students can borrow a federal Graduate PLUS Loan to help pay for their educational expenses as long as they:
Students should not apply any earlier than 90 days before the start of the term for which the loan is needed. Credit approvals are only viable for that amount of time. If the loan is applied for too early, the credit approval will become invalid and you will need to submit a new PLUS online application for processing. Please also factor in time for the Financial Aid Office to review your submitted FAFSA, which must occur before your Graduate PLUS application can be processed.
Once the application is submitted online, we will be notified electronically regarding the amount requested and whether the loan was approved or denied. Please note that the loan amount requested is assumed to be for the entire academic year. The PLUS loan will be set up evenly across all the terms in which you are enrolled at least half time during the academic year. The total of your PLUS loan and other financial aid cannot exceed the cost of attendance for each eligible term. If your needs change after the PLUS loan application is submitted, please contact your financial aid counselor and detail any required updates.